Obamacare

obamablackberry111708Obamacare got you down? We feel your pain.

It’s a revolution! America has spoken and they want change. They want affordable, accessible healthcare. Now is the time to seize the moment.

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Is there a doctor in the house?

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Join the revolution! Become a member and make a difference today!

Visit GlobalCareLIVE.com

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Check out the video at Facebook.com/moneydoctoradvisor

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional.

© 2006-2016 The Money Doctor. All rights reserved.

Pensions, Bonds, Health

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Pensions and Bonds Markets

The danger of pensions and bond markets becomes unthinkable! As the new norm and effects of economic and social injustice in the world continues to deteriorate, good becomes bad, and bad becomes good.

I can’t end without sharing the injustice taking place with unfunded obligations like pensions and healthcare benefits. It’s terrifying how many retirees will be affected when they go to take out their pension benefits and find they’ve been cut by 30%, 50% or are even gone (100%!) because the government or corporation entity holding those funds spent the money – with hopes of future investments paying off. Whether good or bad intentions, big business or big government basically gambled away the people’s money.

When it comes to retirement, I have found that in most cases you can do better, have more control and greater options with your money when you take out a lump sum payout. You have the option to take the money you worked so hard for and have it privately managed outside of their control. There are companies that will safely manage your money outside of the pension safety net, which is now broken. Just look at what happened a few years back with United Airlines workers, and it’s even worse today. Someone else spent their money, just like with Social Security and Medicare.

Remember it’s your money, but not until it’s in your control and it’s safe. Otherwise, it’s only numbers on paper. I’d rather have money in-hand, than a promise.

Pay attention to what’s happening with the government bond market. Our Federal Government is broke, in debt, and can’t even bail itself out, let alone another entity. If it were any other organization, they would be bankrupt or out of business. Watch closely what’s going on in Puerto Rico. Soon you may see our local cities and states defaulting, asking for the same bailout treatment as Puerto Rico received. In any situation, it’s not good when a government entity can default on their promise. What was once known as a safe investment for retirement portfolios may soon become undesirable. unthinkable

This message was adapted from the World Economic Report.

For full downloadable report, click here

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional. © 2006-2016 The Money Doctor. All rights reserved.

Feds printing money

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It’s the perfect storm of 2016. We are in the eye of the storm – the hurricane if you will – and it appears to be quiet on all fronts. Normally as we go about our daily lives, as our government continues to artificially inflate the economy, we hear all is well. As the Feds keep printing more money with no real value to back up our financial debts, the message is, “Don’t worry, keep borrowing money, keep spending money, the economy is getting better.” Normally, when the government or politicians are telling you something, the exact opposite is taking place. This is happening as the world sits back unaware of the currency wars and calamities they’ll face as we come out of the eye of this economic storm. The one thing we don’t know is exactly the size of the eye and when will we fully emerge from it. No one really knows, but we can make a good guess that it’s coming based on current and past events. We are in an election year. The new world bank is fully funded, and we continue to spend with no end in sight, financially bankrupting our country. We know that the end is around the corner; the day of reckoning is at hand. It’s only a matter of time!

This message was adapted from the World Economic Report.

For full downloadable report, click here

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional. © 2006-2016 The Money Doctor. All rights reserved.

Run on the Bank

money

Run on the Bank

If you knew that there would be no money available next time you went to the ATM or pulled out your credit or debit card, how much extra cash would you carry in your wallet? I’ll leave that question for you to ponder. Secondly, if you knew that there would be no police, fire or emergency services to assist you in times of need, what would you have on hand to protect yourself? I’ll leave that one for you to consider as well. If you knew the stock market was going to crash by 50% next month, where would you move your money? Now that’s one I will answer, as it is my area of expertise. As I promised, I will share where to safeguard your money, and if it’s not in the bank or stock market, then where? It’s with one of the oldest and most respected institutions in the world. With an industry that has a reputation for safely protecting money and people’s wealth for more than 100 years. With an industry that is self-regulated and monitored by the state and the federal government. If customers asked for their money or the entity had to pay something back all at once, there are mandates and safeguards in place to have 100% financial reserves on hand to cover all of its depositors’ liabilities at one time. This entity can’t be related to the banking or securities industry because that simply is not the case. What is it, you ask? The answer may surprise you. And there is only one answer!

This message was adapted from the World Economic Report.

For full downloadable report, click here

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional. © 2006-2016 The Money Doctor. All rights reserved.

Derivatives Time Bomb

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Derivatives Bubble Time Bomb

We are part of the world’s biggest casino. It’s called the derivatives market. The Bank for International Settlements reported that the total net worth of all outstanding derivatives contracts is a whopping $493 trillion. It’s hard enough to comprehend that our U.S. debt is approaching $20 trillion. Most Americans find that number unfathomable. It’s virtually impossible to quantify that number in our heads. The global economy is estimated at about $78 trillion annually, while the derivatives market is growing at around 6 times this value. This bubble is potentially the biggest economic catastrophe time bomb in world history.

If you’re not sure what a derivative is, think about how a casino operates: it’s a bet against everything. Everything of economic value has a derivative attached to it from stocks, mortgages, interest rates, and prices of commodities like oil, gold, and wheat. You can even bet on  a nation’s currency to default. It’s a speculative contract; they have a bet placed.

The derivatives market is the real weapon of mass destruction. It gambles away trillions of dollars every day on the bet of the future price of the asset to which the derivative is attached.

This message was adapted from the World Economic Report.

For full downloadable report, click here

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional. © 2006-2016 The Money Doctor. All rights reserved.

World Alliance and Election

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World Alliance Fallout and Election

The end is at hand for U.S. control of the world reserves currency, and leaders for the new global economy have spoken. Right now we can print new money even when there is no money because everyone in the world needs U.S. dollars to trade their goods. When that changes, we won’t be able to use our USA gold credit card anymore, and the U.S. banking, the stock market, housing, and the U.S. Dollar will drop overnight. It can happen anytime. There’s no real way to predict the actual date this may occur, other than to say that it can happen anytime over the next 36 months. If we keep doing the same things but expecting different results, it may be sooner than later. Some believe it’s going to happen before the November election. With our current attitudes of complacency and politics, most predict there’s nothing the U.S. government can do to stop this from occurring. Both political parties claim they have the solution. They can’t both be right. If so, we could have resolved our issues under our current congressional and administration leadership. We must learn from our failures and make effective changes before it’s too late. This time, we do not have years to wait and see what happens. The choice for many is clear: vote party lines no matter the issue. Others follow mainstream media. As for the rest of the nation, they make an independent, educated decision based on their gut. I recommend that you study the issues out in your mind and ponder who you feel is best qualified to run our country and most effectively solve the economic and social problems we are facing. My main concern is the economy. I believe many of our social injustices could be solved if virtually everyone had a job. It would solve many of the issues on our streets every day. With that in mind, one should vote for the person who has a proven background in economics and can get the job done. This choice is one of the most important decisions you will make in your lifetime. You have a choice: Career Politician or Executive Business Entrepreneur. As a nation, we must support whoever is elected as our president, and pray for their success to make the hard choices required to save our way of life. The world governments have spoken and if we don’t regain their confidence, our economic control for the past 70 years will come to an end.

You won’t find much of this information on the nightly news, and our government also keeps a lid on many types of economic news. As of this writing, the alliance from my research has not formally announced its intentions, although we can look to the International Monetary Fund, which has suggested the need for a new world currency.

This message was adapted from the World Economic Report.

For full downloadable report, click here

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional. © 2006-2016 The Money Doctor. All rights reserved.

Peace of mind

It’s all about safety and peace of mind!

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It’s all about financial clout. Collectively, the insurance companies of North America own, control, or manage more assets than all of the banks and oil companies in the world combined. During the Great Depression, it was not the government that bailed out the banking industry, it was U.S. insurance companies. So when the new mega financial collapse hits the U.S., the insurance industry will be next to last to fold – second only to the government. And this is only true because the government has taxing power and of course, the ability to print more money. If the insurance industry were ever to collapse, we would look back at the Great Depression as a walk in the park in comparison.

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional. © 2006-2016 The Money Doctor. All rights reserved.

 

Perfect Storm

The Voice of Reason:
Commentary Lifestyle Financial Checkup…

An Economic “Perfect Storm 2016”

Financial Strom
The Perfect Storm

Systemic failure of the financial system becomes greater every day.

Our financial markets are ridiculously over-leveraged. Futures and derivatives markets are distorted. Prices for financial assets such as stocks, bonds, and real estate are artificially inflated. Commodities, manufacturing, and unemployment figures are bullish. The U.S. dollar is being propped up with historically low interest rates and massive money printing. The government is at risk of flooding the system with fiat currency, causing inflation. There’s a risk of deflation as credit markets tighten and spending stops. Not to mention the $200 trillion in unfunded federal liabilities, and finally the risk of global emerging markets.

A change in any one of these markets could cause financial chaos, throwing the economy into financial panic. Put another way, America is headed for economic collapse! You have a choice to make.

You can disregard this warning or let the consequences follow.

Do nothing and pretend the markets will not collapse so there will be zero effect on your portfolio and retirement plans – or reposition your finances now. The choice is yours; however, the consequences have been determined.

There will come a day of reckoning. It’s only a matter of time!

How much can you afford to lose?

World Economic Report: Read, Ponder, Share!
http://moneydoctoradvisor.com/blog/worldreport

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional. © 2006-2016 The Money Doctor. All rights reserved.

World Economic Report

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“Russia and China Join National Alliance – Could Kill U.S. Dollar”

“America’s Mega Collapse: Largest Financial Crisis in World History”

China USA Money War
China USA Money War

Special Report: Lifestyle Mega Collapse an Economic Catastrophe

August 8, 2016 / By William F. Richardson, The Money Doctor Advisor

What if you had known what was going to happen before the 2008 Financial Meltdown changed the world?

“The stock market will collapse by 60%, home values will drop 50%, and the U.S. dollar could collapse by 80% or more, resulting in triple unemployment.”

“Millions of seniors will experience poverty as Social Security and Medicare benefits will naturally be cut as taxes rise to support the government.”

If you knew these calamities were coming in the next few months, what would you do? How would you change your lifestyle? I’m not trying to scare or freak you out. There is always a reason why things happen. I want to bring something to your attention that I’ve been researching and feel compelled to share with my family, friends, and the world.

I know what I’m saying may seem a bit farfetched or even ridiculous. I probably wouldn’t believe it myself if I hadn’t actually conducted the research. But wait just a minute longer and keep reading before dismissing this as some doomsday prediction that will never happen. What if just half of these things were true, or even a quarter? Wouldn’t it be enough to warrant taking a serious look and repositioning your finances now rather than later?

For full report, click here

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional.

© 2006-2016 The Money Doctor. All rights reserved.

Day of reckoning

The systemic failure of the financial system becomes greater every day.

“The stock market will collapse by 60%, home values will drop 50%, and the U.S. dollar could collapse by 80% or more, resulting in triple unemployment.”

There will come a day of reckoning. It’s only a matter of time!

World Economic Report: Read, Ponder, Share!
http://moneydoctoradvisor.com/blog/worldreport

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional.

© 2006-2016 The Money Doctor. All rights reserved