Virtual Healthcare

America’s Healthcare Crisis: It’s not the end, it’s the beginning!

Telemedicine: “Virtual Interactive Healthcare” – An emerging market that changes everything!

Obamacare got you down? We feel your pain.

Introducing Telemedicine: A revolutionary approach to Healthcare and Lifestyle Management

What is it? “Virtual Interactive Healthcare” offers on-demand virtual access to urgent, primary, and specialty care from paramedics, nurses, and physicians anytime, anywhere in the world. Through an exclusive partnership with leading healthcare providers, telemedicine provides Lifestyle, Choice, and Control – in the palm of your hand.

It’s a revolutionary approach to Healthcare and Lifestyle Management.

Through your mobile device, you can access a really cool app that works anywhere using GPS and internet access tracking. Your whole family can communicate and receive help from a medical professional or doctor when you need him or her most. The best thing about this technology and service is that for most people, it costs less than what they’re currently paying for healthcare. As a bonus, you get back more time and money to enjoy quality of life.

Join the revolution! Learn more at GlobalCareLIVE.com

For full article, click here

Sponsored and brought to you by
William F. Richardson, Financial Strategist, The Money Doctor, The Voice of Reason! ©

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You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional.

© 2006-2016 The Money Doctor. All rights reserved.

Pensions, Bonds, Health

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Pensions and Bonds Markets

The danger of pensions and bond markets becomes unthinkable! As the new norm and effects of economic and social injustice in the world continues to deteriorate, good becomes bad, and bad becomes good.

I can’t end without sharing the injustice taking place with unfunded obligations like pensions and healthcare benefits. It’s terrifying how many retirees will be affected when they go to take out their pension benefits and find they’ve been cut by 30%, 50% or are even gone (100%!) because the government or corporation entity holding those funds spent the money – with hopes of future investments paying off. Whether good or bad intentions, big business or big government basically gambled away the people’s money.

When it comes to retirement, I have found that in most cases you can do better, have more control and greater options with your money when you take out a lump sum payout. You have the option to take the money you worked so hard for and have it privately managed outside of their control. There are companies that will safely manage your money outside of the pension safety net, which is now broken. Just look at what happened a few years back with United Airlines workers, and it’s even worse today. Someone else spent their money, just like with Social Security and Medicare.

Remember it’s your money, but not until it’s in your control and it’s safe. Otherwise, it’s only numbers on paper. I’d rather have money in-hand, than a promise.

Pay attention to what’s happening with the government bond market. Our Federal Government is broke, in debt, and can’t even bail itself out, let alone another entity. If it were any other organization, they would be bankrupt or out of business. Watch closely what’s going on in Puerto Rico. Soon you may see our local cities and states defaulting, asking for the same bailout treatment as Puerto Rico received. In any situation, it’s not good when a government entity can default on their promise. What was once known as a safe investment for retirement portfolios may soon become undesirable. unthinkable

This message was adapted from the World Economic Report.

For full downloadable report, click here

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional. © 2006-2016 The Money Doctor. All rights reserved.

Feds printing money

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It’s the perfect storm of 2016. We are in the eye of the storm – the hurricane if you will – and it appears to be quiet on all fronts. Normally as we go about our daily lives, as our government continues to artificially inflate the economy, we hear all is well. As the Feds keep printing more money with no real value to back up our financial debts, the message is, “Don’t worry, keep borrowing money, keep spending money, the economy is getting better.” Normally, when the government or politicians are telling you something, the exact opposite is taking place. This is happening as the world sits back unaware of the currency wars and calamities they’ll face as we come out of the eye of this economic storm. The one thing we don’t know is exactly the size of the eye and when will we fully emerge from it. No one really knows, but we can make a good guess that it’s coming based on current and past events. We are in an election year. The new world bank is fully funded, and we continue to spend with no end in sight, financially bankrupting our country. We know that the end is around the corner; the day of reckoning is at hand. It’s only a matter of time!

This message was adapted from the World Economic Report.

For full downloadable report, click here

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional. © 2006-2016 The Money Doctor. All rights reserved.

Run on the Bank

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Run on the Bank

If you knew that there would be no money available next time you went to the ATM or pulled out your credit or debit card, how much extra cash would you carry in your wallet? I’ll leave that question for you to ponder. Secondly, if you knew that there would be no police, fire or emergency services to assist you in times of need, what would you have on hand to protect yourself? I’ll leave that one for you to consider as well. If you knew the stock market was going to crash by 50% next month, where would you move your money? Now that’s one I will answer, as it is my area of expertise. As I promised, I will share where to safeguard your money, and if it’s not in the bank or stock market, then where? It’s with one of the oldest and most respected institutions in the world. With an industry that has a reputation for safely protecting money and people’s wealth for more than 100 years. With an industry that is self-regulated and monitored by the state and the federal government. If customers asked for their money or the entity had to pay something back all at once, there are mandates and safeguards in place to have 100% financial reserves on hand to cover all of its depositors’ liabilities at one time. This entity can’t be related to the banking or securities industry because that simply is not the case. What is it, you ask? The answer may surprise you. And there is only one answer!

This message was adapted from the World Economic Report.

For full downloadable report, click here

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional. © 2006-2016 The Money Doctor. All rights reserved.

Derivatives Time Bomb

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Derivatives Bubble Time Bomb

We are part of the world’s biggest casino. It’s called the derivatives market. The Bank for International Settlements reported that the total net worth of all outstanding derivatives contracts is a whopping $493 trillion. It’s hard enough to comprehend that our U.S. debt is approaching $20 trillion. Most Americans find that number unfathomable. It’s virtually impossible to quantify that number in our heads. The global economy is estimated at about $78 trillion annually, while the derivatives market is growing at around 6 times this value. This bubble is potentially the biggest economic catastrophe time bomb in world history.

If you’re not sure what a derivative is, think about how a casino operates: it’s a bet against everything. Everything of economic value has a derivative attached to it from stocks, mortgages, interest rates, and prices of commodities like oil, gold, and wheat. You can even bet on  a nation’s currency to default. It’s a speculative contract; they have a bet placed.

The derivatives market is the real weapon of mass destruction. It gambles away trillions of dollars every day on the bet of the future price of the asset to which the derivative is attached.

This message was adapted from the World Economic Report.

For full downloadable report, click here

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) MoneyDoctorAdvisor.com. This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional. © 2006-2016 The Money Doctor. All rights reserved.