Tax-Free Harvest

The Last of the Great Tax Loopholes!

Tax-Free Money

Imagine a Lifetime of Tax-Free Income!

A retirement plan’s cash flow has only three parts:

• Deposits

• Accumulations

• Distributions

The IRS says that one of the three parts of a retirement plan’s cash flow must be taxed. You have the right to choose which one! This little known tax-free program makes sure that only the smallest part is taxed. Accordingly, all of the plan’s accumulations grow tax deferred, and all of the distributions may be received tax-free!

Eliminate the unwanted partner, the (IRS) Federal Government!

• No IRS approval needed

• No IRS reports to file

• No tax penalties for early withdrawal

• Guarantee of both principal and interest

• Competitive market interest rate

• Present values grow tax deferred

• Lifetime income and tax-free death benefit

You are invited to contact “The Money Doctor,” Mr. William F. Richardson, author, speaker, financial strategist, and retirement specialist for Citizens Financial Security and its affiliates. He is also the founder and director of The California Educational Institute of Wealth Enhancement. To learn more, please email William (at) This report is for educational informational purposes only. It is not designed or intended to offer tax, legal, investment advice, or an offer to sell. When making financial decisions, always seek the advice of a qualified professional. © 2006-2016 The Money Doctor. All rights reserved.

Author: The Voice of Reason

William F. Richardson is an independent representative, aka “The Money Doctor.” He is a financial strategist, insurance professional, educator and public advocate. He is an authority in income planning strategies, money concepts, equity management, retirement distribution, asset protection, and wealth preservation.

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